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Personal Finance

Stories related to personal finance.

Employees on hook for every penny during payroll tax holiday

Employees on hook for every penny during payroll tax holiday

If you make less than six figures at work, you could see larger paychecks for the rest of the year. A payroll tax deferral officially started on September 1.

September 9, 2020 11:36pm EDT
5 warning signs of a personal loan scam

5 warning signs of a personal loan scam

Protect yourself by looking for these five telltale signs.

September 9, 2020 2:00pm EDT
How to refinance your mortgage without closing costs

How to refinance your mortgage without closing costs

Three key ways to lower closing costs – even to zero.

September 9, 2020 11:53am EDT
How much money do you really need to buy a house?

How much money do you really need to buy a house?

Here’s precisely how much money you need to purchase a home in today’s market.

September 8, 2020 4:35pm EDT
How to pay for college without financial aid

How to pay for college without financial aid

There are numerous ways to fill a financial aid gap when paying for school. 

September 8, 2020 4:26pm EDT
Personal loan vs. 0% APR credit card: Which is better for debt consolidation?

Personal loan vs. 0% APR credit card: Which is better for debt consolidation?

How personal loans and 0% APR credit cards can get you out of high-interest credit card debt and back in good financial shape.

September 4, 2020 2:54pm EDT
How to avoid PMI when buying a home

How to avoid PMI when buying a home

You might be required to pay personal mortgage insurance if your down payment is less than 20%.

September 4, 2020 1:54pm EDT
5 reasons to use a personal loan to pay off credit card debt

5 reasons to use a personal loan to pay off credit card debt

A personal loan offers lower interest rates and can help consumers pay down their credit card debt faster.

September 4, 2020 1:43pm EDT
12 mistakes to avoid as a first-time home buyer

12 mistakes to avoid as a first-time home buyer

Are you hoping to buy a house for the first time? Make sure you avoid these first-time homebuyer mistakes.

September 3, 2020 3:07pm EDT
Should you take out a personal loan for a home improvement project?

Should you take out a personal loan for a home improvement project?

Tackling a home improvement project can be costly but, with competitive rates and terms, a personal loan can give you a house to come home to.

September 3, 2020 2:45pm EDT
Paying off a personal loan early? Beware of these things

Paying off a personal loan early? Beware of these things

Thinking about repaying your personal loan early? Here are five dos and don’ts that you’ll want to consider first.

September 3, 2020 2:22pm EDT
What is an appraisal waiver?

What is an appraisal waiver?

Find out if your home is eligible to waive the appraisal process.

September 2, 2020 4:34pm EDT
Major student loan servicing changes are coming — here's how you can protect yourself

Major student loan servicing changes are coming — here's how you can protect yourself

The Department of Education has contracted with several new companies to service federal student loans while discontinuing its relationship with some existing loan servicers.

September 2, 2020 2:24pm EDT
How to get a balance transfer credit card

How to get a balance transfer credit card

A balance transfer card could potentially save you hundreds of dollars as you pay down debt.

September 2, 2020 2:02pm EDT
How often can you refinance your mortgage?

How often can you refinance your mortgage?

There’s no limit on your practical ability to refinance, but there are some important factors to consider before touching your mortgage

September 1, 2020 2:18pm EDT
The trick to slashing your student loan interest rate

The trick to slashing your student loan interest rate

Here's a quick education in refinancing your debt.

September 1, 2020 1:47pm EDT
How to avoid defaulting on your credit card

How to avoid defaulting on your credit card

Consider all your options before you miss your next payment.

August 31, 2020 6:52pm EDT
How to get mortgage approval if your student loan is in forbearance

How to get mortgage approval if your student loan is in forbearance

Federal student loan forbearance may sound great, but it could impact your ability to get a mortgage. Here’s what you need to know about qualifying for a home loan while your payments are paused.

August 31, 2020 4:27pm EDT
How to pay off student loans faster

How to pay off student loans faster

Find out how refinancing and more payments can help pay down student loans.

August 31, 2020 4:18pm EDT
How long should your personal loan terms be?

How long should your personal loan terms be?

Ready to take out a personal loan? Find out the benefits of opting for smaller loan term lengths here.

August 28, 2020 7:25pm EDT
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